Legal Document — Applicable to All Users

95ko Terms & Conditions

Please read these terms carefully before using the 95ko platform. All rules regarding accounts, bonuses, payments, and responsible gaming are described in detail here.

Last Updated: January 2026

1General Introduction

These Terms & Conditions ("Terms") apply to the use of the 95ko platform and all services under it. By accessing the 95ko website or using any of its services, you automatically agree to these Terms. If you disagree with any part of these Terms, please refrain from using the site.

95ko is an online gaming and betting platform that offers slot games, live casino, and sports betting services for players in Bangladesh. We are committed to ensuring a safe, transparent, and responsible gaming environment.

Important: These Terms are written in Bengali and have been specially tailored for users in Bangladesh. In the event of any dispute, the Bengali version of this document will be considered final.

2Eligibility & Age Limit

Every individual wishing to use the 95ko platform must meet the following conditions:

  • You must be 21 years of age or older. This platform is open only to those who are 21 or above.
  • You must register on your own behalf — creating an account on behalf of another person is prohibited.
  • Online gaming must be legally permitted in your area. Full responsibility for complying with local laws rests with the user.
  • A person may operate only one account.
Warning: Creating or operating an account for any minor is strictly prohibited. Any such account, once identified, will be closed immediately and all balances may be forfeited.

3Account Registration & Management

When creating an account at 95ko, you must provide accurate and truthful information. Providing incorrect or false information is a direct violation of these Terms.

  • Fill in your name, date of birth, and mobile number correctly during registration.
  • Keep your account password completely confidential and do not share it with anyone else.
  • If your login details fall into the hands of a third party or you notice any suspicious activity on your account, notify the 95ko support team immediately.
  • Keeping account information up to date is the responsibility of the user.
  • The platform may request additional documents at any time for identity verification.

Only one account per user is permitted. If the same person creates multiple accounts, bonuses will be forfeited and all accounts may be closed.

4Deposits & Withdrawals

95ko supports the popular mobile payment methods in Bangladesh and ensures secure transactions.

Supported Payment Methods: bKash, Nagad, Rocket

  • Minimum Deposit: ৳100 (per method)
  • Minimum Withdrawal: ৳1,000
  • Withdrawal Time: Usually completed within 1 hour

Withdrawals can only be made to the same payment method used for the deposit. Identity verification may be required before a withdrawal request is processed.

Please Note: All transactions are secured by SSL encryption. Sending or receiving funds through third-party accounts is not permitted.

For incomplete or failed transactions, the individual policies of the relevant mobile banking service will apply. Contact the 95ko support team for any transaction issues.

5Bonus & Promotion Terms

95ko offers various types of bonuses and promotional offers. Each offer has its own terms and conditions, which you can find in detail on the relevant promotion page.

Welcome Bonus:

  • 100% bonus on the first deposit, up to ৳5,000.
  • Example: ৳1,000 deposit gets a ৳1,000 bonus — total balance ৳2,000.
  • Wagering requirement: 20 times the bonus amount (not on deposit + bonus).
  • Example: ৳1,000 bonus × 20 = completing ৳20,000 in wagers makes the bonus winnings withdrawable.

If bonus abuse, claiming bonuses through multiple accounts, or any form of fraud is detected, the bonus and associated winnings will be forfeited.

Bonus Rules: Bonuses are for personal use only. No bonus may be transferred. 95ko reserves the right to modify or cancel any bonus offer at any time.

6Gaming Rules & Fair Play Policy

All games on 95ko are conducted fairly and transparently. We believe in the principle of "Fair Play" and are committed to ensuring equal opportunity for every player.

  • RNG (Random Number Generator) is used to determine game outcomes, ensuring impartiality.
  • The use of any software tools, bots, or automated systems while playing games is strictly prohibited.
  • If a technical issue occurs in any game, we reserve the right to cancel or restore that round.
  • In live casino games, the dealer's decision will be considered final.
  • In sports betting, outcomes will be settled after being confirmed by the official authority.

7Prohibited Activities

The following activities are completely prohibited on the 95ko platform. Involvement in any such activity will result in permanent account closure and may lead to legal action:

  • Money laundering or any unlawful financial activity.
  • Exploiting technical vulnerabilities of the platform to gain an unfair advantage.
  • Attempting to access other users' accounts.
  • Creating an account using a false identity or another person's information.
  • Gaining unfair advantage from bonuses or promotions through multiple accounts.
  • Using coordinated betting strategies against the platform ("arbitrage").
  • Harassing or abusive behavior toward other players or staff.

8Limitation of Liability

95ko is committed to providing a safe and reliable platform. However, our liability is limited in the following areas:

  • Losses caused by internet connection issues or user device faults.
  • Delays or issues related to third-party payment gateways (bKash, Nagad, Rocket).
  • Service disruptions during unexpected technical issues or server maintenance.
  • Losses resulting from the user's own negligence or the actions of an authorized third party.

Full responsibility for gaming decisions rests with the user. 95ko does not guarantee any specific winnings or outcomes.

9Privacy & Data Protection

Protecting your personal information is very important to us. 95ko uses SSL encryption technology to keep all your data secure.

  • Information provided during registration will be used solely for identity verification and payment processing.
  • Your information will not be shared with third parties except as required by law.
  • For more details, please read our Privacy Policy.

10Account Suspension & Closure

95ko reserves the right to temporarily or permanently close your account in the following circumstances:

  • If any part of these Terms is violated.
  • If identity verification fails or false information is provided.
  • If suspicious or fraudulent activity is detected.
  • At the user's own request under the responsible gaming policy.

You may also request closure of your own account at any time through our support team. The opportunity to withdraw your verified balance will be given before the account is closed, provided no rules have been violated.

11Changes to Terms

95ko reserves the right to modify these Terms at any time. Users will be notified through the site in the case of significant changes.

Continuing to use the platform after any changes automatically means you are considered to have agreed to the new Terms. It is therefore in your own interest to visit this page regularly.

Recommendation: Check this page regularly or contact the support team to stay updated on any changes.

12Contact & Support

If you have any questions or need clarification about these Terms, please contact our support team. We are available 24/7 at your service.

  • Live Chat: Visit the site and chat directly — available in both Bengali and English.
  • Email: [email protected]

For more information, visit our FAQ section or check out the Responsible Gaming page.

Play Responsibly

95ko is for those aged 21 and above only. Gaming is for entertainment — never bet beyond your means. Contact us if you need support.

Responsible Gaming Guidelines